Request an Appointment
Apply Now
Home Purchase/Refinance
Mortgage Calculators
Find Your Loan Officer
Resources
Loan Programs
Loan Process
Mortgage Basics
Online Forms
FAQ
About
Contact
Blog
Locate a Loan Officer
Loan Officers
Trent Brimhall
Michael Cosgrove
Robbie Brimhall
Pages
Home
Home Purchase
Mortgage Calculators
Legal
Contact Us
Thank You
Loan Programs - VA Loans
Loan Programs - Fixed Rate Mortgage
Loan Programs - FHA Loans
Loan Programs - Conventional Loans
Loan Programs - Adjustable Rate Mortgage
Loan Programs - Jumbo Loans
Loan Programs - Graduated Payment Mortgage
Loan Programs - Interest Only Mortgage
Loan Programs - Usda Loans
Mortgage Basics - Private Mortgage Insurance
Mortgage Basics - Refinance
Mortgage Basics - Foreclosure
Mortgage Basics - Glossary
Mortgage Basics - Application Checklist
Mortgage Basics - Appraisals
Mortgage Basics - Closing Costs
Mortgage Basics - Credit
Select Loan Officer
Loan Process
Testimonials
Mortgage Basics
Loan Programs
Review Us
Home Refinance
About Us
Privacy Policy
Accessibility Statement
FAQ
Download Your Ebook
Online Forms
Accessible Homeownership: Demystifying Little to No Down Payments
Bridge Loans: Your Solution to Seamless Homebuying Transitions
Self-Employed? Score Your Dream Home with Flex-Loan Options!
Experience Financial Flexibility: Understanding How HELOC Loans Empower Homebuyers
Blog Posts
Empower Your Clients: Secure Successful Home Financing with the Right Partner
How to Buy a Home with Low Income: Yes, It’s Possible!
Calculating Your Best Move: Buying or Renting for Homebuyers
Stability in Homeownership: Mastering the Fixed Rate Mortgage Advantage
Affordable Homeownership: 6 Questions to Help Lower Costs
Fall for Savings: Why the Holiday Season Might Be the Best Time to Buy a Home
Power Up Your Homeownership Journey: Mastering Down Payment Strategies
Why It Might Be Time to Trade Living with Your Parents for a Place of Your Own
Maximize Your Home Purchase Potential: The FHA Loan Advantage
Empower Your Home Purchase: The Crucial Role of Pre-Approval
Mortgage Rates, Inflation, and a Buyer-Friendly Market: How to Navigate Your Next Home Purchase
Mastering the Path to Homeownership: Strategies for Low Down Payments
What the Fed’s Expected Rate Cut Means for You—and Four Key Questions to Watch
Your Guide to Successful First Home Ownership: Expert Tips Unveiled
Unlocking Savings: Say Goodbye to PMI Struggles & Hello Equity
Empower Your Finances: The Ultimate Guide to Mortgage Refinancing
Debunking Scary Myths About Buying a Home
Empowering Homebuyers: The Ultimate Guide to Jumbo Mortgages
Mastering the Art of Building: A Guide to Construction Financing
Master Your Dream: Navigating the Path to New Construction Success
How Non-QM Loans Work: A Smart Alternative for Non-Traditional Borrowers
Mastering the Solutions to Home Financing Hurdles for Your Clients
Mastering Mortgage Hurdles: Solutions for Seamless Home Transactions
Top Solutions for Your Dream Home: Mastering Jumbo Loan Approval
“FHA Funhouse: Your Key to Unlocking Homeownership Dreams!”
Is Now the Right Time to Refinance Your Mortgage?
Empowering Homebuyers: Deciding Between Buying or Renting Made Simple
Empowering First-Time Buyers: Insights to Streamline Home Purchases
Mastering Mortgage Roadblocks: Enhancing Homebuying Success For Clients
Empower Your Home Search: The Key Benefits of Pre-Approval Letters
The Surprising Factors That Could Make Your Home Worth More!
Charting Your Path to Affordable Homeownership: Navigating Financial Hurdles with Ease
Simplifying the Path: Pre-Qual vs. Pre-Approval in Homebuying
Navigating the Wave: Understanding Mortgage Rates for Homebuyers
How to Beat Inflation and Buy the Perfect Home: 6 Hacks for Savvy Buyers
Boost Your Sales: Finding the Perfect Lender for Homebuyers
Forge the Path Home: Agent's Guide to Smooth Mortgages
FHA Loans: Empowering Homebuyers to Reach Their Real Estate Dreams
Your Home’s Hidden Value: How Much Equity Can You Borrow Today?
Mastering Homeownership: Deciding Between Buying and Renting Made Simple
Zero to Dream Home: Your Guide to Low or No Down Payments
Navigating Your First Home Purchase: A Buyer's Essential Guide
Securing Your Future Home: The Power of Mortgage Pre-Approvals
Maximizing Home Buying Potential: The Power of Down Payment Assistance
Interest Rates Are Dropping: Here’s What It Means for Your Loans and Savings
Decoding Pre-Qual vs. Pre-Approval: Empowering Homebuyers with Clarity
Get More Keys to Your Dream: Diving into Down Payment Aid
Diving Deeper: Navigating Home Mortgage Rates for Homebuyers
Mastering Home Affordability: Key Strategies for Homebuying Success
How to Dodge the Top 3 Mortgage Blunders in Today’s Market
Keys to a Home: Jumpstart Your Journey with Little-to-No Down Payment!
Mortgage Rollercoaster: Ride the Highs and Lows Responsibly!
Arizona Dream Homes: Your Key to Stress-Free Homebuying Experience!
Mastering the Rhythm: Navigating Mortgage Rate Swings for Homebuyers
Revitalize Your Finances: Debt Consolidation Strategies for Homebuyers
The Housing Market Shift You Didn't See Coming—Is Your Dream Home Finally Within Reach?
Your Dream Home Awaits: The Ultimate Guide for First-Timers
Navigating Home Buying Hurdles: The Value of FHA Loans
Mastering Mortgage Rate Swings: Your Definitive Guide to Stability
Find Your Dream Home!
2025 Real Estate Forecast: The Surprising Truth About Buying Now!
Empowering Homebuyers: Essential Guide to Down Payment Assistance Strategies
Empower Your Home Search: The Key to Successful Homebuying
Maximizing Your Home Buying Power: The Strategic Advantage of Pre-Approval
Locking In Your Mortgage Rate: Why and When to Lock it
First Time Homebuyer Guide: Navigating Your Path to Ownership
Your Path to Attainable Homeownership: Navigating Home Affordability
Maximize Your Savings: VA IRRRL for Seamless Home Refinancing
Navigating the Mortgage Maze: Empowering First Time Buyer Success
Understanding Inflation: What It Means for Homebuyers and Those Considering Refinancing
Empower Your Home Buying Journey: Mastering VA Loan Benefits
Understanding Mortgage Rate Trends: A Homebuyer's Guide
Discover How to Secure Your Dream Home Without Breaking the Bank
Maximizing Homebuyer Success: Choosing Your Ideal Mortgage Partner
Empower Your Home Search: The Crucial Role of Pre-Approval Letters
Busting the Biggest Myths About Buying a Home in 2024
Maximizing Your Savings: Achieving PMI Removal in Mortgage Finance
Securing Your Dream Home: The Power of Pre-Approval Letters
Turning Credit Challenges into Homeownership Success: Your Path to Ownership
Your Roadmap to Owning: Deciding between Buying and Renting
Maximize Savings: Debt Consolidation Strategies for Refinancing Homebuyers
Is a Second Mortgage Right for You? The Benefits and Pitfalls Explained
Ride the Wave: Navigating Mortgage Rate Swings like a Pro
Deciphering the Home Puzzle: Buy vs. Rent for Smart Homebuyers
Maximizing Your Investment: Strategies for Eliminating Mortgage Insurance Hassles
Master the Stability: The Key Benefits of Fixed Rate Mortgages
Navigate the Complexity: A Guide to Streamlining the Home Loan Process
New vs. Existing: Why a Newly Built Home Could Be the Better Deal
Empowering First-Time Buyers: Strategies for Seamless Home Purchases
Maximizing Your Assets: Debt Consolidation through Refinance for Homebuyers
Navigating Refinance Appraisals with Confidence
Mastering Your Mortgage: A First-Time Home Buyer's Guide
Tax Deductibility of Home Equity Loans in 2024
Is Your Dream Neighborhood in a Buyer's Market? Here's How to Find Out
Understanding Your FICO Score: Key to Better Home Loan Rates
The Biggest Mistakes Potential Homebuyers are Making Right Now
Avoid These 5 Expensive Kitchen Mistakes When Buying Your First Home
Understanding Hazard Insurance: What Homeowners Need to Know
Tips for Buying a Home at a Lower Cost
9 Home Buying Myths Debunked – Don’t Fall for These Common Traps!
Understanding the Differences Between Mortgage Insurance and Homeowners Insurance
5 Ways You Might Actually be Sabotaging Your Homebuying Efforts
Why You Need a Real Estate Agent When Buying a Home
Demystifying Home Loans: The Scoop on Conventional and Non-Conforming Loans
Navigating the Mortgage Rate Dilemma: Should You Wait or Buy Now?
Balancing Act: The Art of Compromise in Home Buying
Navigating Home Buying with Elevated Mortgage Rates: 10 Mistakes to Avoid
Don't Wait Another Minute: Here's Why NOW is the Perfect Time to Buy Your Dream Home!
Second Time's the Charm: Navigating Your Next Home Purchase
The Smart Path to Downsizing: Making the Most of Your Retirement
"When Should I Consider a Cash-Out Refi?"
Mortgage Partnership: The Power of Co-Signing on a Mortgage
Navigating Home Inspections: A Buyer's Guide to Uncovering Hidden Issues
Mastering Your Mortgage Journey: The Importance of FICO Score 8
Navigating the New Norms: 4 Rules for Home Shopping in Today's Market
How Declining Mortgage Rates Are Changing the Real Estate Landscape
Navigating Closing Costs with Confidence: 4 Tips to Save on Your Home Purchase
Navigating the Mortgage Maze: 10 Crucial Do's and Don'ts After Applying
Joint Homeownership: The Essentials of Co-Borrowing on a Mortgage
Smart Moves in New Builds: Your Guide to Successful Homebuying
Navigating the Renovation Maze: Mortgage Insights for Fixer-Upper Buyers
The Homebuyer's Dilemma: To Wait or Act Fast in 2024?
Mortgage Insights: Today's Fed Pause and What It Means for Homebuyers
Don't Let Rates Ruin Your Home Dreams: 7 Sneaky Ways to Beat High Mortgage Numbers!
VA Home Loans: The Path to Achieving Homeownership Dreams
Autumn Home TLC: Fall Home Maintenance Made Easy!
From Dreams to Reality: How Government Home Loans Make Homeownership Attainable
Avoid These Common Mistakes When Buying a Home: Tips for Veterans
Rebuilding Your Dream Home: Getting a Mortgage After Chapter 13 Bankruptcy
Six Sneaky (and Costly) Warning Signs to Watch for When House Hunting
Embracing Affordability and Togetherness: The Benefits of Buying a Multi-Generational Home
ARM Loans: Risk vs Reward - Making Smart Home Financing Choices
Cash Flow Tips: Creative Ways to Monetize Your Home Beyond Equity!
Here's Why Multi-Family Units Are the Real Estate Game Changer You Need!
How Do You Know That Fixer-Upper is a Dream --Or a Money Pit!
Exploring the World of Multifamily Homes: Your Path to Real Estate Wealth
Student Loan Payments Resuming October: How Stay on Track to Your Homeownership
From Bargain Hunting to Home Buying: 4 Savvy Tips to Smart Homebuyers
Beware of Bad Mortgage Advice: Don't Get Duped by These Common Myths!
Breaking Down Big Loans: How To Tell if it's Time for a Jumbo Loan
Exploring Bridge Loans: A Close Look at This Home Financing Option
Crucial Considerations: Key Questions to Ask Yourself About Home Prices and Mortgage Rates
Essential Do's and Don'ts After Applying for a Home Loan
Earnest Money vs. Down Payment: What's the Difference?
A Guide to Buying a New Home: What You Need to Know
Avoid the Money Pit: 5 Costly Home Features You Can Probably Do Without
How Many Times Can You Use Your VA Loan Benefits? The Surprising Answer!
The Remote Worker's Guide to Securing a Mortgage
Building Credit for Your Dream Home: 5 Clever Tips (Minus the Credit Cards!)
How Mortgage Points Can Lower Rates and Make Payments More Affordable
House Hunting: Finding the Perfect Price Tag for Your Dream Home
Does Pre-Approval Really Matter in Home Shopping? The Answer May Surprise You
7 Surprising Things You Can Negotiate With Home Sellers to Get the Home You Deserve
Buying a Home Rather Than Renting Still Makes Sense and Here's Why
Get the Best of Both Worlds: The Role of Mortgage Pros and Real Estate Agents in Buying a Home
Thinking About Waiting to Buy? You May Want To Think Twice!
Decoding Homeowners Insurance: How Much Coverage Do You Need?
Waiting For Home Prices To Drop Dramatically? Here's Why You Shouldn't Wait
Why Condos are a Great Homeownership Option this Spring
20% Down May Not Be The Right Move For You - Here's Why
Navigating Home Buying and Budgeting During Inflation: Mastering It for Success
Get Ready for the Spring Homebuying Season with These 5 Home Buying Tips
How to Profit from Buying a Home Now Despite Rising Rates
Homebuying Help: How Downpayment Assistance Programs Work
What's the Max Debt-to-Income (DTI) Ratio for a Mortgage?
Should You Close Credit Cards Before Applying for a Mortgage?
Does Having a Student Loan Affect a Mortgage Pre-Approval?
Your Mini-Guide To Buying A Condo
What Most First-Time Homebuyers Wish They Knew Before Their Purchase
Simple Budgeting Tips: Getting Ready To Own Your First Home
Benefits of a New Construction vs Existing Home
What's Really Going On In the Market? Get Real Answers From Your Local Mortgage Advisor
Get The Facts: Will Pre-Approval Hurt My Credit?
How Working With A Mortgage Professional Can Save You Money
Best Ways to Leverage Your Home Equity
The Perks of Living in a Multigenerational Home
Choosing the Best Mortgage Options for Unique Circumstances
10 Things to Check Before Buying in a New Neighborhood
Add Instant Curb Appeal With These Ideas
Thinking About Relocating? How to Choose Where to Live
Top Ways to Raising Your Credit Score --Fast!
Why Buying A Home Still Makes Better Financial Sense Than Renting
Tips for Saving Thousands on Your Home Purchase
Are We Entering a Buyer’s Market? Signs to Watch Out For
Making Sense of the Current Housing Market
Watch Out for these Red Flags When Buying a Home “As Is”
Concessions You Can Get Even In A Seller’s Market
What Does a Home Inspector Look For in a Home You Want to Buy?
2022 Real Estate Market Predictions
How To Save For A Down Payment on a Tight Budget
Here’s Why The Current Housing Market Isn’t Like 2008
How To Buy and Sell Your Home As a Military Family
Feds Hike Interest Rate: What This Means for Mortgages, Car Loans, and More
Best Home Loan Options for Single Parents
Who Qualifies for Down Payment Assistance?
How Do Second Mortgages Work?
Factors To Consider When Purchasing a Home as an Unmarried Couple
What’s the difference between private mortgage insurance and mortgage insurance premium?
Is It Possible to Buy a Condo with a VA Loan?
Buying Mortgage Points: Is It Worth It?
Things to Consider When Deciding to Rent or Buy Your First Home
Getting Ready To Buy A Retirement Home: Things To Consider
Better Alternatives To Withdrawing From Your Retirement
Your Guide To Buying A Home When You Have Bad Credit
Your Guide To Paying Down Credit Card Debt With A Home Equity Loan
How Can I Get Approved for a Mortgage as a Contract Employee?
Step By Step Guide To Getting Your Credit Ready For A Mortgage
Learn The Difference Between A Home Equity Loan vs. HELOC
5 Mistakes Newbie Investors Make When Buying A House To Flip
How Do You Get A Mortgage For A Rental Property?
How Do Non-QM Loans Work?
What Are The Closing Costs For A VA Loan?
How Does A Mortgage Underwriter Verify Income?
How To Spot A Reverse Mortgage Scam
What’s The Minimum Credit Score For VA Home Loan Approval?
How To Deduct Mortgage Interest From Your Taxes
Guide To Qualifying For A Mortgage As A Non-U.S. Citizen
"Can I Buy Land And Build A House With An FHA Loan?"
“Can I Use My Equity To Buy Another House?”
Closing Costs: What Are They and How Much Will You Pay?
Is Buying a Foreclosure Smart for a First-Time Buyer?
"How Do I Get a Mortgage Loan If I'm Self-Employed"
Can I Be Turned Down A Home Loan After Pre-Approval?
Can You Get a Cashback on an FHA Loan?
Is Title Insurance Necessary for a Home Purchase?
Can You Buy A Home Without A Credit Score?
How Do Mortgage Lenders Decide How Much You Can Borrow?
How Does a Home Improvement Loan Work?
Which One Is Better? An FHA Or Conventional Loan?
"How Much Money Do I Need to Buy My First Home?"
Should I Buy a Move-In Ready Home or Fixer-Upper?
How Does APR Work In A Mortgage Payment
Debunking 5 Myths About VA Home Loans
Everything You Need to Know to Refinance Your Mortgage
The Top 4 Reasons to Buy a Multi-Unit Property
Is A No-Closing-Cost Refinance The Best Option For You?
Who Qualifies For A Reverse Mortgage?
Discover Your Home Equity Options
What Does It Mean To Cosign On A Mortgage?
How Much Down Payment Do You Need To Buy A Home?
Thinking About Refinancing Your Investment Property? Read This
What is DTI and How It Affects Your Mortgage Application
Prequalified And Pre-approved: What's the Difference?
Learn About Deducting Mortgage Interest From Your Taxes
FHA or VA Loan: Which is Better For Veterans?
Exploring The Pros and Cons Of An Interest-Only Mortgage Loan
New Credit And How It Affects Your Credit Score
All About Liens and Home Loans
Is Buying A Home With Bad Credit A Smart Choice?
Is Buying A Home Without Real Estate Agent A Good Idea?
How Does A Home Equity Line Of Credit (HELOC) Work?
Does Getting Preapproved For A Home Loan Matter?
What Does A Title Company Do?
What Is A Second Mortgage and Its Benefits?
Get the Facts About Escrow Shortages
The Basics of Buying A Foreclosed Home
Your Guide to Refinancing Your Condo
Home Inspection 101: A Homebuyer’s Guide
How To Remove Mortgage Insurance From Your Home Loan
5 Best Renovations to Increase Your Home's Value (Plus 3 Worst)
Secrets to Winning A Bidding War In Real Estate
New FHA Loan Limits for 2021
Does Buying A House Help Raise Your Credit Score?
First-Time Home Buyers Must Avoid These Mistakes
"How Long Does It Take To Purchase a Home?"
"Is a Home Equity Loan Right For Me"
What Do Fannie Mae And Freddie Mac Actually Do?
Earnest Money Deposit Versus Good Faith Deposit: What's The Difference?
Helpful Hints For Buying A New Condo From A Developer
What Are Origination Fees and Can They Be Avoided?
What Every Homebuyer Needs to Know About Home Sale Contingencies
Your Guide to Managing Your Credit Score
Should You Buy Property in the City or Suburbs in 2021?